Terms of Use

Last Updated: 21 December 2022

ACCEPTANCE OF TERMS

This website (the “Website”) is operated by Arta TechFin Corporation Limited (“ARTA”, references to which shall be deemed to include its subsidiaries and affiliates). By accessing and using this Website, you agree to be bound by these Terms of Use (the “Terms”), which may be subject to update, amendment and/or supplement from time to time by ARTA without prior notice. From time to time, additional terms and conditions (including any amendments and/or supplements) may apply to a specific part of this Website or the content made available thereby, and will be posted in the particular part of this Website. Your continued access to or use of the Website after the date of such terms are added shall deem to constitute acceptance of such amended terms. If you do not agree with these Terms (as may be revised, amended or supplemented from time to time), you must not accessor otherwise use this Website or any of its contents.

INTEGRATION, PREVALANCE

ARTA offers a variety of regulated services (the “Services”).

To the extent that you are a user or intended user of the ARTA Services, these Terms apply along with any terms of business and other contractual agreements (the “Business Terms”) ARTA may have with you. These Terms, and to the fullest extent applicable, the Business Terms shall be construed as consistent with each other whenever possible, but if such construction or consistency is incapable to be achievedor unreasonable due to conflicting terms, the Business Terms shall prevail and apply to that transaction and the matters connected with it.

To the extent that you are not a user or intended user of our Services, but are using our Website for other purposes, these Terms also apply to you.

INTELLECTUAL PROPERTY, COPYRIGHT AND USE

This Website is subject to copyright owned by ARTA. All content of the Website including but not limited to its design, and any text, graphics, images, photos, logos, trademarks, button icons, hyperlinks, audio, video, data, and software contained herein (the “Website Contents”) are protected by intellectual property laws and treaties in Hong Kong and elsewhere and may not be reproduced, transmitted, published, exploit any proportion of, or preparesimilar or derivative works for any commercial purposes without the prior written consent of ARTA. You may only print and/or download a hard copy of individual pages of this Website for private use, provided that in such use you do not remove the copyright notices or (if there is none) you clearly indicate that ARTA is the copyright owner on such copy. ARTA reserves all rights not expressly granted.

Further, you must not use this Website or any of its contents for any illegal or unauthorized purpose, and you agree that any use must comply with all applicable laws, rules and regulations in force from time to time. You should not access this Website or any part of its content from a jurisdiction where it would be illegal for ARTA to make available the Website or such content.

THIRD PARTY WEBSITES

This Website may contain hypertext links to other third-party website(s). Any third-party website(s) referred to or accessed by hypertext link through this Website belongs to and remains the property of the respective owners. ARTA does not acknowledge, approve or endorse these third party websites. ARTA has not reviewed, is not responsible for, and accepts no liability in respect of any the content, information or opinion contained in any such websites.

DISCLAIMER

Whilst ARTA endeavours to ensure that the accuracy of information and content in this Website, no assurance is given that the information and content in this Website is accurate and complete (and does not omit anything that will make the information not misleading). ARTA gives no assurance that the information contained inthis Website is kept up-to-date. In particular, ARTA takes no responsibility for any information provided by third party. Accordingly no reliance should be placed upon the information and content of this Website and ARTA disclaims all responsibility and liability in connection therewith.

Nothing contained in this Website shall be construed as the giving of advice for the merits or otherwise, or the making of a recommendation or otherwise, or the making of forecast regarding any investment, transaction, scheme, membership, participation, arrangement, security (be it shares, debt or other), futures, contract, commodity, property, currency, virtual asset, and anything analogous to any of the foregoing, or any market therefor. The information or contents published in this Website may or could containtechnical inaccuracies (especially if published via a third party link or content) or typographical errors. You should not rely on the information contained in this Website to make any financial decision,and should seek appropriate professional advice in connection therewith.

This Website and all information and/or the Services provided via this Website are provided on an “as-is” and “as available” basis without warranties of any kind, expressed or implied. In particular, ARTA makes no warranties that (i) this Website will be secure, uninterrupted, accessible, or error-free; (ii) this Website will be compatible with your computer or other electronic equipment or software; and (iii) any information or material published in this Website will be accurate, reliable, complete, free from viruses or other forms of malicious or destructive code.

DENIAL OF ACCESS

ARTA reserves the right to deny you access to this Website (or any part thereof) for any reason without prior notice.

INDEMNIFICATION, LIMITATION OF LIABILITY

You understand and agree that you are wholly and personally responsible for the consequences to you, ARTA and others arising from your actions in relation to thisWebsite. You agree to indemnify, defend and hold harmless ARTA, its subsidiaries, affiliated companies, licensors, directors, employees, agent and any third-party information providers to this Website from and against all claims and losses as a result of or incidental to your use or misuse of this Website and its content.

To the fullest extent permissible by law, ARTA will not be responsible or liable for any claims, damages, liabilities, losses, costs or expenses of any kind, whether directly or indirectly suffered or incurred by you arising out of or in connection with (i) any fault, delays, interruptions or lack of availability of this Website which may occur due to increased usage of this Website, intermittent failures of this Website, or the need for repairs, maintenance or the incorporation of new facilities, products or Services into this Website; (ii) any conduct or content from any third party which may be accessed from this Website; (iii) any unauthorized access, use or alteration of data or content of this Website; (iv) any failure to receive in any way the transmission of any data, content, information or proprietary information from you; and (v) any matter affecting this Website or any of its content caused by circumstances beyond ARTA’s reasonable control.

PERSONAL DATA PRIVACY

ARTA commits to protect the privacy of your personal data and information. In order to provide the Services to you and to facilitate the operation of the Website, ARTA gathers certain personal information that you provide via the Website. Please refer to the Privacy Policy which set forth ARTA’s policies for the collection, usage and disclosure of personal data obtained from the Website.

GOVERNING LAW AND JURISDICTION

These Terms of Useare governed by the laws of Hong Kong SAR and in case of disputes, the parties shall submit to the non-exclusive jurisdiction of the courts of Hong Kong SAR.

TRANSLATION

Where these Terms of Use appear in a language other than English and there is a discrepancy between this version and the other language version, the English version shall prevail.